Conforming Loans
At Stearns Lending, we offer a wide variety of conventional financing options on fixed and adjustable rate programs with Full and Interest Only options to accommodate the needs of home buying or refinancing for your clients.
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Jumbo Loans
"Stearns also offers a full line of Non Conforming conventional fixed, fixed period and variable rate mortgage programs to satisfy “A” quality experienced borrowers. Low down payment options are available as well as financing up to $2 million for high-end borrowers.
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Government Programs
"Stearns also offers a full line of Non Conforming conventional fixed, fixed period and variable rate mortgage programs to satisfy “A” quality experienced borrowers. Low down payment options are available as well as financing up to $2 million for high-end borrowers.
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Agency High Balance
Stearns offers several high balance programs including DU Refi Plus and our High Balance Portfolio Program These loans give your borrowers the advantage of conforming qualifying guidelines and pricing with higher loan limits. Please contact your Account Executive for details.
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USDA Rural Housing
Qualifying borrowers by income and geographical standards, the Rural Housing program provides benefits to not only first time homebuyers that are not available through other sources. Please see your Account Executive for details on how to place your borrowers into these programs and take a look at our program guidelines.
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| Program Description |
Rate Sheet Program Codes |
Stearns Program Code |
| USDA Rural Housing
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4015-03 |
4015-03 |
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