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The Home Loan Center Benefits
Personal assistance available during business hours
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Close your mortgage quickly.
With an online application, your mortgage loan can be completed as quick as possible. To apply on-line, click on the "Apply Now!" button, and get an approval within 24 hrs in most cases, rather than waiting days or weeks.
Free pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
No more confusion about loan programs
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!

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Equal Housing Opportunity

THE HOME LOAN CENTER
MAIN:
 (800) 200-4889
6am-6pm PST:
(800) 574-4556 FAX: (855) 200-7744


• All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice and some products are not available in all areas.

• CU Partners is a division of Stearns Lending, Inc., a California corporation, which serves the credit union community, is located at 4 Hutton Centre Drive, Suite 150, Santa Ana, CA 92707. Stearns Lending, Inc.’s corporate office is located at 4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707.

• This is not an offer for extension of credit or a commitment to lend.

• Stearns Lending, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government.

• NMLS #1854 and 911353. | NMLS Consumer Access

• Stearns Lending, Inc. is a California corporation, licensed, registered, or exempt from licensing to conduct business in: Alabama Consumer Credit License (#21191); Alaska Mortgage Broker/Lender License-Other Trade Name #1: AK1854-1; Arizona Mortgage Banker (#0905413); Arkansas Banker Broker/Servicer License (#102360); licensed by the Department of Corporations under the California Residential Mortgage Lending Act and the California Finance Lender Act; Colorado Lender Exemption; Connecticut Mortgage Lender License (#15262); Delaware Mortgage Lender (011236); District of Columbia Mortgage Dual Authority (#MLB1854); Florida Mortgage Lender License (# MLD265). Georgia Residential Mortgage Lender License (#24066)(4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707); Hawaii Mortgage Loan Originator Company # HI-1854; Idaho Mortgage Broker/Lender License (#MBL-3005); Illinois Residential Mortgage License (mb.6760686); Indiana First Lien Mortgage Lending License (#15640); Iowa Mortgage Banker License (#2009-0047); Kansas Mortgage Company License (MC.0025047);Kentucky Mortgage Company License (# MC77358); Louisiana Residential Mortgage Lending License; Maine Supervised Lender (# SLM1551); Maryland Mortgage Lender License (#10847); Massachusetts Mortgage Broker License (# MC1854); Massachusetts Mortgage Lender License (# MC1854); Michigan 1st Mortgage Broker/Lender Registrant (# FR0018231); Minnesota Residential Mortgage Originator License ( MN-MO-1854); [This is not an offer to enter into a rate lock agreement under Minnesota law] [Any statement of current loan terms and conditions is not an offer to enter into an agreement, and any such offer may only be made pursuant to subdivisions 3 and 4 of Minn. Stat. 47.206]; Missouri Residential Mortgage Loan Broker License (No-12-2052); Montana Mortgage Lender License (#1854); Nebraska Mortgage Banker License (#2082); Nevada Mortgage Banker License (#3577); Nevada Mortgage Broker License (#3578); New Hampshire, Licensed by the New Hampshire Banking Department Mortgage Banker License (#15083-MB); Licensed by the N.J. Department of Banking and Insurance, New Jersey Residential Mortgage Lender License (#0806377)(4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707: 714.513.7777); New Mexico Mortgage Loan Company License (#01457); North Carolina Mortgage Lender License (AL-148477); North Dakota Money Broker License MB 102415; Ohio Mortgage Broker Act Certificate of Registration MB.804022.000; Oklahoma Mortgage Broker License (#MB001622)(4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707); Oregon Mortgage Lending License (#ML-1041); Pennsylvania Mortgage Lender License (#28788); Rhode Island Lender License (20092625LL); South Carolina-BFI Mortgage Lender / Servicer License (MLS – 1854); South Dakota Mortgage Lender License (ML.04912); Tennessee Mortgage License (# 109457); registered in Texas SML Mortgage Banker Registration; Utah DRE Mortgage Entity (#5780454); Vermont Lender License (#6224); Licensed by the Virginia State Corporation Commission Lender License MC-2184; Licensed by the Virginia State Corporation Commission Broker License MC-2184; Washington Consumer Loan Company License (CL-1854); West Virginia Mortgage Lender License (#ML-30447); Wisconsin Mortgage Broker License (# 1854BR); Wisconsin Mortgage Banker License (#696677BA); Wyoming Mortgage Lender/Broker (MLB 2135).

• Not all branches are licensed in every state; please contact your local office to determine eligibility.

• Questions regarding our licenses should be directed to: General Counsel, Stearns Lending, Inc., 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707.

• Equal Housing Lender.

• Information accurate as of April 30, 2012

CU Partners’ Trade/Service marks are the property of Stearns Lending, Inc. Copyright © 2012 Stearns Lending, Inc. All rights reserved.